http://www.mightybargainhunter.com/2005/10/30/pay-down-the-mortgage-or-invest/ Personal finance, commentary, and spending less the easy way Thu, 18 Mar 2010 06:14:12 -0400 http://wordpress.org/?v=2.8.6 hourly 1 http://www.mightybargainhunter.com/2005/10/30/pay-down-the-mortgage-or-invest/comment-page-1/#comment-267 Adult ADD Money Thu, 03 Nov 2005 02:43:39 +0000 http://mightybargainhunter.com/?p=197#comment-267 Financial Planners cater to richer clients. While I agree with you that the net cost is not zero. When you add a low mortgage rate to a high tax bracket it is probably more beneficial to invest rather than pay down the mortgage. Financial Planners cater to richer clients. While I agree with you that the net cost is not zero. When you add a low mortgage rate to a high tax bracket it is probably more beneficial to invest rather than pay down the mortgage.

]]> http://www.mightybargainhunter.com/2005/10/30/pay-down-the-mortgage-or-invest/comment-page-1/#comment-262 Caitlin Tue, 01 Nov 2005 00:55:35 +0000 http://mightybargainhunter.com/?p=197#comment-262 I tend to view the deduction as if the government is paying x% of my mortgage interest where x is my marginal tax rate. For me, it helps keep it in perspective. It certainly reduces the cost of borrowing, but yeah..it ain't free! I tend to view the deduction as if the government is paying x% of my mortgage interest where x is my marginal tax rate. For me, it helps keep it in perspective. It certainly reduces the cost of borrowing, but yeah..it ain’t free!

]]>