Comments on: ING Orange APY up to 4.35%

By: ChipCt

ChipCt — Fri, 15 Sep 2006 02:12:26 +0000

Yeah. Have HSBC at 5.05, but then found CountryWide at 5.25. Yeah min $10k, and not ‘fee free’ (but the only fee I see is wire transfer, which I do not do). So even with a checking at $250 min (for free) – seems good enough to transfer. FDIC only insures $100k anyway, right. Need to diversify funds and these rates seem good enough.

By: Mark Ingle

Mark Ingle — Wed, 05 Jul 2006 22:26:42 +0000

Chasing returns I agree but HBSC alsways has higher rates than ING so you aren’t chasing it. Hbsc is also a international bank just like ING and rates the same on bankrate.com

By: Alberen

Alberen — Sat, 01 Jul 2006 07:05:57 +0000

You know, I think chasing returns is more consuming and probably more costly than the benefits you get. Of course all of that depends on how much money you are talking.

By: mbhunter

mbhunter — Sat, 01 Jul 2006 02:09:09 +0000

For me right now track record is more important than rate … ING has been around for almost 6 years (according to the “interest paid” counter in my account section). HBSC sure does have a good rate, though!

By: Mark Ingle

Mark Ingle — Sat, 01 Jul 2006 01:07:01 +0000

Thats nice but HBSC just raised it to 5.05% and Emigrant bank usually follow suite. I have very little money left in ING for it lags the other guy on interest. On 100,000 that can make a lot of difference. I did a search and ING is rated the same as HSBC and Emigrant bank.

By: Financial Freedumb

Financial Freedumb — Fri, 30 Jun 2006 20:14:50 +0000

Ugggh, man I wish ING would just focus on something else like product offerings if they are not going to be giving respectable, at least somewhat, competitive rates…