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	<title>Comments on: Yo quiero Aye Carumba!</title>
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	<description>Personal finance, commentary, and spending less the easy way</description>
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		<title>By: Free Money Finance</title>
		<link>http://www.mightybargainhunter.com/2007/11/11/yo-quiero-aye-carumba/comment-page-1/#comment-103617</link>
		<dc:creator>Free Money Finance</dc:creator>
		<pubDate>Fri, 16 Nov 2007 11:19:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.mightybargainhunter.com/2007/11/11/yo-quiero-aye-carumba/#comment-103617</guid>
		<description>&lt;strong&gt;Star Money Articles for the Week of November 12...&lt;/strong&gt;

Here are some recent interesting posts from the MoneyBlogNetwork and beyond: Consumerism Commentary highlights some useful websites. AllFinancialMatters covers the right mix of stocks and bonds. MightyBargainHunter gives some good career advice. Five C...</description>
		<content:encoded><![CDATA[<p><strong>Star Money Articles for the Week of November 12&#8230;</strong></p>
<p>Here are some recent interesting posts from the MoneyBlogNetwork and beyond: Consumerism Commentary highlights some useful websites. AllFinancialMatters covers the right mix of stocks and bonds. MightyBargainHunter gives some good career advice. Five C&#8230;</p>
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		<title>By: J.C. Carvill</title>
		<link>http://www.mightybargainhunter.com/2007/11/11/yo-quiero-aye-carumba/comment-page-1/#comment-103534</link>
		<dc:creator>J.C. Carvill</dc:creator>
		<pubDate>Fri, 16 Nov 2007 03:18:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.mightybargainhunter.com/2007/11/11/yo-quiero-aye-carumba/#comment-103534</guid>
		<description>As this kind of sad stories are happening and being told by old-age loyal employees all over the world, the rest of us should have make something good out of these stories.

These companies are just trying to distribute their world-wide competition pressure out of their cold heart. They shouldn&#039;t have kill loyal high-performer off, but from time to time, they did! And most old-time employees don&#039;t see this coming until it&#039;s too late.

So for everyone who still has it, they should start to save big, be frugal in live, do some serious investing or do whatever to keep your feet standing when the pilars of monthly paychecks are crumbling down.

J.C. Carvill
Email: support@cosmosing.com
URL: http://www.cosmosing.com/jeanclaudecarvill/index.php</description>
		<content:encoded><![CDATA[<p>As this kind of sad stories are happening and being told by old-age loyal employees all over the world, the rest of us should have make something good out of these stories.</p>
<p>These companies are just trying to distribute their world-wide competition pressure out of their cold heart. They shouldn&#8217;t have kill loyal high-performer off, but from time to time, they did! And most old-time employees don&#8217;t see this coming until it&#8217;s too late.</p>
<p>So for everyone who still has it, they should start to save big, be frugal in live, do some serious investing or do whatever to keep your feet standing when the pilars of monthly paychecks are crumbling down.</p>
<p>J.C. Carvill<br />
Email: <a href="mailto:support@cosmosing.com">support@cosmosing.com</a><br />
URL: <a href="http://www.cosmosing.com/jeanclaudecarvill/index.php" rel="nofollow">http://www.cosmosing.com/jeanclaudecarvill/index.php</a></p>
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		<title>By: fathersez</title>
		<link>http://www.mightybargainhunter.com/2007/11/11/yo-quiero-aye-carumba/comment-page-1/#comment-103358</link>
		<dc:creator>fathersez</dc:creator>
		<pubDate>Thu, 15 Nov 2007 04:42:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.mightybargainhunter.com/2007/11/11/yo-quiero-aye-carumba/#comment-103358</guid>
		<description>This is really sad, but so reflective of our current times. The pressure on managers to keep on making more and more money for their employers is incredible. So to protect their jobs, they look at ways and means to cut expenses. And this cutting often causes pain to the lower level employees.

I agree with you, MBH. Whilst it is sad, it is true. It is solely our responsibility to make sure we do not get trod upon like this. 

Taco could have done better, but they are in business for making money, period. 

I have made it my passion that my children develop their plans B, C, D and E, so that they shall never get themselves in this unfortunate lady&#039;s position.</description>
		<content:encoded><![CDATA[<p>This is really sad, but so reflective of our current times. The pressure on managers to keep on making more and more money for their employers is incredible. So to protect their jobs, they look at ways and means to cut expenses. And this cutting often causes pain to the lower level employees.</p>
<p>I agree with you, MBH. Whilst it is sad, it is true. It is solely our responsibility to make sure we do not get trod upon like this. </p>
<p>Taco could have done better, but they are in business for making money, period. </p>
<p>I have made it my passion that my children develop their plans B, C, D and E, so that they shall never get themselves in this unfortunate lady&#8217;s position.</p>
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		<title>By: Leisureguy</title>
		<link>http://www.mightybargainhunter.com/2007/11/11/yo-quiero-aye-carumba/comment-page-1/#comment-103143</link>
		<dc:creator>Leisureguy</dc:creator>
		<pubDate>Tue, 13 Nov 2007 17:12:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.mightybargainhunter.com/2007/11/11/yo-quiero-aye-carumba/#comment-103143</guid>
		<description>Where are unions, now that we need them?</description>
		<content:encoded><![CDATA[<p>Where are unions, now that we need them?</p>
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		<title>By: michelle</title>
		<link>http://www.mightybargainhunter.com/2007/11/11/yo-quiero-aye-carumba/comment-page-1/#comment-103138</link>
		<dc:creator>michelle</dc:creator>
		<pubDate>Tue, 13 Nov 2007 16:05:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.mightybargainhunter.com/2007/11/11/yo-quiero-aye-carumba/#comment-103138</guid>
		<description>Walgreens is the same way. Do not work there because they will suddenly take inventory of all their staff and create reasons to not only fire you, but make you pay them. My brother and best friend worked at two different stores and both got fired at the same time. My brother worked in photo, people would come in and pay for next day pick-up. Sometimes these people lived close by and would stop in again later that day just to see if the pics were ready. If they were ready, he would give it to them as part of good customer service. Well apparently Walgreens called this stealing since they did not get the money for same-day processing which costs more. Even though the photos were done, he should not have given them to the customer. They never told him this &quot;rule&quot; Not only did they fire him, but they estimated he must have done this around 50 times in his 2 years there and made him pay $3 x 50 out of his last paycheck to &quot;reimburse&quot; them. Something similarly risiculous happened to my friend.</description>
		<content:encoded><![CDATA[<p>Walgreens is the same way. Do not work there because they will suddenly take inventory of all their staff and create reasons to not only fire you, but make you pay them. My brother and best friend worked at two different stores and both got fired at the same time. My brother worked in photo, people would come in and pay for next day pick-up. Sometimes these people lived close by and would stop in again later that day just to see if the pics were ready. If they were ready, he would give it to them as part of good customer service. Well apparently Walgreens called this stealing since they did not get the money for same-day processing which costs more. Even though the photos were done, he should not have given them to the customer. They never told him this &#8220;rule&#8221; Not only did they fire him, but they estimated he must have done this around 50 times in his 2 years there and made him pay $3 x 50 out of his last paycheck to &#8220;reimburse&#8221; them. Something similarly risiculous happened to my friend.</p>
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		<title>By: Emily</title>
		<link>http://www.mightybargainhunter.com/2007/11/11/yo-quiero-aye-carumba/comment-page-1/#comment-103003</link>
		<dc:creator>Emily</dc:creator>
		<pubDate>Mon, 12 Nov 2007 15:19:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.mightybargainhunter.com/2007/11/11/yo-quiero-aye-carumba/#comment-103003</guid>
		<description>All I have to say is 1 word.  Marriott!  They have been doing this kind of shit for YEARS now.  I have a friend who is young, working for the company 4 years now, one of the top sales people in his area and when the office &quot;reshuffling&quot; occurred, he was suddenly not offered a job because he made too much money.  I can&#039;t tell you how many times I have spoke with people and told them my husband worked at Marriott (he doesn’t anymore, his job was eliminated), and they told me some horror story about how their father, brother, husband, or wife was fired for a bogus or they needed to downsize and they were the one cut.  If you notice their employment rates go down every year.  And talk about a company that doesn&#039;t like unions.  They freak out at the very word.  They will not let any union groups have meetings at their hotels in fear that they will try to recruit their underpaid and overworked help staff.  Let me also tell you that some how Marriott gets away with forcing their sales and property employees a mandatory 10 hours a day, and use some sort of bogus salery/houry pay structure.  And it made me sick how many people are brainwashed by the company.  They prey on people who do not have college degrees because they know that they will feel indebted to the company for giving them a chance and will not want to leave and put up with their low wages (a sales manager starts out at 35K a year in Washington DC and normally gets a cost of living increase of 2-3 percent if they are lucky a year).  I am all for unions and I wish our government would stop bailing out big business and stop pandering to the uber wealthy.  The higher ups at big company and stock holders keep getting richer while middle income workers are subject to low wages, long hours, and marginal increases.  It is a sad world we live in today.</description>
		<content:encoded><![CDATA[<p>All I have to say is 1 word.  Marriott!  They have been doing this kind of shit for YEARS now.  I have a friend who is young, working for the company 4 years now, one of the top sales people in his area and when the office &#8220;reshuffling&#8221; occurred, he was suddenly not offered a job because he made too much money.  I can&#8217;t tell you how many times I have spoke with people and told them my husband worked at Marriott (he doesn’t anymore, his job was eliminated), and they told me some horror story about how their father, brother, husband, or wife was fired for a bogus or they needed to downsize and they were the one cut.  If you notice their employment rates go down every year.  And talk about a company that doesn&#8217;t like unions.  They freak out at the very word.  They will not let any union groups have meetings at their hotels in fear that they will try to recruit their underpaid and overworked help staff.  Let me also tell you that some how Marriott gets away with forcing their sales and property employees a mandatory 10 hours a day, and use some sort of bogus salery/houry pay structure.  And it made me sick how many people are brainwashed by the company.  They prey on people who do not have college degrees because they know that they will feel indebted to the company for giving them a chance and will not want to leave and put up with their low wages (a sales manager starts out at 35K a year in Washington DC and normally gets a cost of living increase of 2-3 percent if they are lucky a year).  I am all for unions and I wish our government would stop bailing out big business and stop pandering to the uber wealthy.  The higher ups at big company and stock holders keep getting richer while middle income workers are subject to low wages, long hours, and marginal increases.  It is a sad world we live in today.</p>
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		<title>By: mbhunter</title>
		<link>http://www.mightybargainhunter.com/2007/11/11/yo-quiero-aye-carumba/comment-page-1/#comment-102999</link>
		<dc:creator>mbhunter</dc:creator>
		<pubDate>Mon, 12 Nov 2007 14:19:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.mightybargainhunter.com/2007/11/11/yo-quiero-aye-carumba/#comment-102999</guid>
		<description>Thanks for the comments everyone.  These are very thoughtful comments and I hope that I respond to them thoughtfully.  (I&#039;m staying out of the political issues, though.  Sorry. ;) )

John:  The post applies to people of any age really, but especially to younger employees who are in a better position to do something about it.  Everyone can do something, but if you have more time (as in you&#039;re younger) you have more options.

grapeshot:  I wasn&#039;t intending to be mean.  Ms. Shilson&#039;s work ethic is clearly not in question, and it is a shame that the company fired her unceremoniously as it did.  But she&#039;s hardly a victim.  She was on notice for over a year with her performance reviews, according to the article.  Hindsight is 20-20 but there was writing on the wall, and it came into focus not suddenly, but gradually.  On another point, I do agree and understand that it is a lot easier for some people to find the time to invest in themselves than for others.  But in the end, this doesn&#039;t matter.  You&#039;ve either invested in yourself or you haven&#039;t.  It&#039;s more inexcusable to have 3 to 4 hours a night and fill it with TV than it is to have only an hour a night, but you still have that hour.  Or that 30 minutes.  Or whatever.  This may be harsh, but I don&#039;t think it&#039;s mean.  It&#039;s accurate.

Norma:  I agree that it&#039;s not Ms. Shilson&#039;s fault that times have changed.  But the times did change.  How people weather the changes they are subject to -- in the service sector, in retail, in tech, in finance, wherever -- depends on how they react to them, how well they&#039;ve prepared, and how clearly they see the changes coming.  If a change flattens someone like a steamroller, might part of it be that they heard the steamroller coming but chose to ignore it?

Also, it&#039;s not a matter of what&#039;s en vogue with career management as much as it is realizing that everyone absolutely has to do this for themselves.  Letting the company you work for manage your career -- as it looks like Ms. Shilson did -- is simply not enough.  It&#039;s more like asking a wolf to shepherd your sheep, actually.</description>
		<content:encoded><![CDATA[<p>Thanks for the comments everyone.  These are very thoughtful comments and I hope that I respond to them thoughtfully.  (I&#8217;m staying out of the political issues, though.  Sorry. <img src='http://www.mightybargainhunter.com/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' />  )</p>
<p>John:  The post applies to people of any age really, but especially to younger employees who are in a better position to do something about it.  Everyone can do something, but if you have more time (as in you&#8217;re younger) you have more options.</p>
<p>grapeshot:  I wasn&#8217;t intending to be mean.  Ms. Shilson&#8217;s work ethic is clearly not in question, and it is a shame that the company fired her unceremoniously as it did.  But she&#8217;s hardly a victim.  She was on notice for over a year with her performance reviews, according to the article.  Hindsight is 20-20 but there was writing on the wall, and it came into focus not suddenly, but gradually.  On another point, I do agree and understand that it is a lot easier for some people to find the time to invest in themselves than for others.  But in the end, this doesn&#8217;t matter.  You&#8217;ve either invested in yourself or you haven&#8217;t.  It&#8217;s more inexcusable to have 3 to 4 hours a night and fill it with TV than it is to have only an hour a night, but you still have that hour.  Or that 30 minutes.  Or whatever.  This may be harsh, but I don&#8217;t think it&#8217;s mean.  It&#8217;s accurate.</p>
<p>Norma:  I agree that it&#8217;s not Ms. Shilson&#8217;s fault that times have changed.  But the times did change.  How people weather the changes they are subject to &#8212; in the service sector, in retail, in tech, in finance, wherever &#8212; depends on how they react to them, how well they&#8217;ve prepared, and how clearly they see the changes coming.  If a change flattens someone like a steamroller, might part of it be that they heard the steamroller coming but chose to ignore it?</p>
<p>Also, it&#8217;s not a matter of what&#8217;s en vogue with career management as much as it is realizing that everyone absolutely has to do this for themselves.  Letting the company you work for manage your career &#8212; as it looks like Ms. Shilson did &#8212; is simply not enough.  It&#8217;s more like asking a wolf to shepherd your sheep, actually.</p>
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		<title>By: Leisureguy</title>
		<link>http://www.mightybargainhunter.com/2007/11/11/yo-quiero-aye-carumba/comment-page-1/#comment-102885</link>
		<dc:creator>Leisureguy</dc:creator>
		<pubDate>Mon, 12 Nov 2007 00:35:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.mightybargainhunter.com/2007/11/11/yo-quiero-aye-carumba/#comment-102885</guid>
		<description>Social Security is in good shape. The problem is Medicare/Medicaid, which consumes every more dollars as healthcosts rise. Perhaps eventually Congress will turn its attention to a serious reform of the nation&#039;s health &quot;system,&quot; and provide a more rational plan with lower costs.</description>
		<content:encoded><![CDATA[<p>Social Security is in good shape. The problem is Medicare/Medicaid, which consumes every more dollars as healthcosts rise. Perhaps eventually Congress will turn its attention to a serious reform of the nation&#8217;s health &#8220;system,&#8221; and provide a more rational plan with lower costs.</p>
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		<title>By: Smart Girl</title>
		<link>http://www.mightybargainhunter.com/2007/11/11/yo-quiero-aye-carumba/comment-page-1/#comment-102884</link>
		<dc:creator>Smart Girl</dc:creator>
		<pubDate>Mon, 12 Nov 2007 00:28:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.mightybargainhunter.com/2007/11/11/yo-quiero-aye-carumba/#comment-102884</guid>
		<description>Welcome to an increasingly common practice in the coming years.  Boomers are aging - and with their aging, they are at the top end of the salary scale who are in much better health.  While the company was supportive of her disability and time off, her advancing age would increase the probability of a disability or workers&#039; comp claim for aging related injury. 

Winnie will probably be replaced by a much younger employee in better health at a starting wage much less than Winnie&#039;s $45K p/year.

A reminder - no employee is &quot;given&quot; medical insurance or benefits.  Once your employment ends, however, an employee does have the opportunity to remain on the company&#039;s medical insurance policy via COBRA - where the employee pays for the medical insurance out-of-pocket at the same rate as the employer.  

The good news, however, is that there are not enough younger workers to replace the baby boomers who will be retiring over the next 20 years - so it is possible that those baby boomers who don&#039;t wish to retire won&#039;t need to do so.  That said, the older workers will still face market place competition from younger workers who are in better health who don&#039;t have the same higher salary demands/needs as the older workers.    

According to the economists, it is the genXers who were born in 1964 and beyond who won&#039;t be getting social security or medicare insurance.  So, what does that mean for someone like me who was born in November 1963?  Will I need to work until the day I die because there is no other option?  Will there even be a job for me?  What will happen if social security is bankrupt, my savings are exhausted, and no jobs available for a 75 year old woman?</description>
		<content:encoded><![CDATA[<p>Welcome to an increasingly common practice in the coming years.  Boomers are aging &#8211; and with their aging, they are at the top end of the salary scale who are in much better health.  While the company was supportive of her disability and time off, her advancing age would increase the probability of a disability or workers&#8217; comp claim for aging related injury. </p>
<p>Winnie will probably be replaced by a much younger employee in better health at a starting wage much less than Winnie&#8217;s $45K p/year.</p>
<p>A reminder &#8211; no employee is &#8220;given&#8221; medical insurance or benefits.  Once your employment ends, however, an employee does have the opportunity to remain on the company&#8217;s medical insurance policy via COBRA &#8211; where the employee pays for the medical insurance out-of-pocket at the same rate as the employer.  </p>
<p>The good news, however, is that there are not enough younger workers to replace the baby boomers who will be retiring over the next 20 years &#8211; so it is possible that those baby boomers who don&#8217;t wish to retire won&#8217;t need to do so.  That said, the older workers will still face market place competition from younger workers who are in better health who don&#8217;t have the same higher salary demands/needs as the older workers.    </p>
<p>According to the economists, it is the genXers who were born in 1964 and beyond who won&#8217;t be getting social security or medicare insurance.  So, what does that mean for someone like me who was born in November 1963?  Will I need to work until the day I die because there is no other option?  Will there even be a job for me?  What will happen if social security is bankrupt, my savings are exhausted, and no jobs available for a 75 year old woman?</p>
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		<title>By: Norma</title>
		<link>http://www.mightybargainhunter.com/2007/11/11/yo-quiero-aye-carumba/comment-page-1/#comment-102876</link>
		<dc:creator>Norma</dc:creator>
		<pubDate>Sun, 11 Nov 2007 23:23:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.mightybargainhunter.com/2007/11/11/yo-quiero-aye-carumba/#comment-102876</guid>
		<description>Ah yes, the young people that are self assured in the knowledge that they do, indeed, know everything.

When Winnie Shilson was hired at the restaurant Zantigo in 1977, it was during a time where not only were you expected to work at a single company for decades, but women in the workplace was nowhere near as common or acceptable.  Doubly so for working mothers.  

Back then, employees and employers were expected to forge a nearly lifelong relationship - an employee started at the bottom and worked their way up. An employer was expected to provide job security, and they expected their employees to provide long-term loyalty.  Winnie Shilson did it like it was done then. 

It&#039;s only recently in this age of information technology that it is even acceptable to job hop as much and as frequently as we do.  Job security is a laugh, and neither employee nor employer can expect any kind of long term loyalty.  

It&#039;s not Winnie Shilson&#039;s fault that times have changed, and it&#039;s a little absurd to expect that she would have kept abreast of (or cared about) the current en vogue in career management.  She believed she was only six or seven years from retirement.  After 30 years at a single company, that&#039;s the home stretch.  Who in her position would expect this?

Don&#039;t use Winnie Shilson as an example for your lesson on how we should expect employers to treat their employees like shit.  It&#039;s not difficult to find examples of technology companies who are wringing what they can out of people for the lowest wage possible, making millions of dollars from their creativity and skills, then laying them off when the going gets remotely tough.</description>
		<content:encoded><![CDATA[<p>Ah yes, the young people that are self assured in the knowledge that they do, indeed, know everything.</p>
<p>When Winnie Shilson was hired at the restaurant Zantigo in 1977, it was during a time where not only were you expected to work at a single company for decades, but women in the workplace was nowhere near as common or acceptable.  Doubly so for working mothers.  </p>
<p>Back then, employees and employers were expected to forge a nearly lifelong relationship &#8211; an employee started at the bottom and worked their way up. An employer was expected to provide job security, and they expected their employees to provide long-term loyalty.  Winnie Shilson did it like it was done then. </p>
<p>It&#8217;s only recently in this age of information technology that it is even acceptable to job hop as much and as frequently as we do.  Job security is a laugh, and neither employee nor employer can expect any kind of long term loyalty.  </p>
<p>It&#8217;s not Winnie Shilson&#8217;s fault that times have changed, and it&#8217;s a little absurd to expect that she would have kept abreast of (or cared about) the current en vogue in career management.  She believed she was only six or seven years from retirement.  After 30 years at a single company, that&#8217;s the home stretch.  Who in her position would expect this?</p>
<p>Don&#8217;t use Winnie Shilson as an example for your lesson on how we should expect employers to treat their employees like shit.  It&#8217;s not difficult to find examples of technology companies who are wringing what they can out of people for the lowest wage possible, making millions of dollars from their creativity and skills, then laying them off when the going gets remotely tough.</p>
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