Comments on: Credit cards are not liquid evil

By: US Gold Coin Auctions

US Gold Coin Auctions — Sun, 06 Sep 2009 00:21:03 +0000

I personally use Credit card in my daily work process, but i only use with when i am not bring any cash. But i will pay before the month end. What i notice people normally did is they only pay the minimum payment, that actually a bigger problem. We should not pay a minimum payment, but pay full for every transaction that we made at the end of the month.

By: pay off credit cards

pay off credit cards — Mon, 24 Mar 2008 02:52:02 +0000

I agree with what you said that credit cards are not liquid evil. We should not blame credit cards saying that their presence tempts you to become a great debtor. The discipline is still in us. Paying off monthly bills in full and on time is a very big help to avoid an increase in your credit card debts. We should limit ourselves in spending too much beyond our means too. However, if we really can’t control ourselves from overspending, there is this debt consolidation to help you out with your uncontrollable, increasing debts.

By: Kyle

Kyle — Thu, 13 Mar 2008 04:53:01 +0000

It’s nice to see someone else is writing about the positives that credit cards can bring. It’s so important that people use them the right way, but there are numerous benefits that can’t be had with any other payment methods. Thanks for the great read!

By: Gold Coin Auctions

Gold Coin Auctions — Fri, 04 Jan 2008 19:15:15 +0000

You have to pay off your card evey month and it really should be a rewards card as well. We have a State Farm Visa card and use it for everything and the rewards pays for our insurance on our 4 Runner for the year.

By: David

David — Sun, 30 Dec 2007 00:52:46 +0000

The point you make about purchasing carefully is on my mind as 2007 concludes. I pay my balance each month and enjoy the rewards on my credit card. PenFed is my favorite credit card (5% back on gas 1.25% on everything else) as a statement credit. But I wonder if I spend more when I use my card than if I paid cash. I reckon I do and that makes me think the rewards aren’t worth it. I am very interested in hearing the experiences of others.

By: Free Money Finance

Free Money Finance — Sat, 29 Dec 2007 11:01:21 +0000

Star Money Articles for the Week of December 24…

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By: kitty

kitty — Fri, 28 Dec 2007 17:41:00 +0000

I agree as well. Some people cannot resist the temptation, so they shall avoid credit cards. Doesn’t mean credit cards are evil.

I see a lot of “this is not my fault, this is someone else’s” in most “credit cards are evil” posts. It is always easier to blame someone else rather than take responsibility for one’s own actions. Credit cards aren’t enchanted by bad evil wizards to force their owner to take them out of the wallet to buy stuff. It takes an active action. As to “the majority of people use credit cards to buy more than they can’t afford”, as my mom told me when I was little and tried to excuse my actions saying that other did it: “if everyone is going to bang their head against the wall, are you going to do it too?”. One doesn’t need to do stuff just because “everyone does it”. This is why we have free will.

By: Laura

Laura — Thu, 27 Dec 2007 13:35:33 +0000

I agree tha how you use a credit card is the issue. Rewards from our mastercards include cash back, so it is making a little bit of money for us.

By: make money online » Blog Archive » Credit cards are not liquid evil

make money online » Blog Archive » Credit cards are not liquid evil — Wed, 26 Dec 2007 22:43:01 +0000

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