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	<title>Comments on: Be skeptical of high-priced seminars; invest time instead</title>
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	<description>Helping readers to use bargains wisely since 2005</description>
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		<title>By: P.J.</title>
		<link>http://www.mightybargainhunter.com/2008/02/27/be-skeptical-of-high-priced-seminars-invest-time-instead/comment-page-1/#comment-214253</link>
		<dc:creator>P.J.</dc:creator>
		<pubDate>Tue, 16 Mar 2010 17:17:38 +0000</pubDate>
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		<description>Dave Ramsey is a JOKE! That guy says the most GROUNDBREAKING things like &quot;spend less money than you&#039;re making&quot;.  Oh wow...what a genius!  Someone hurry and give him a radio show! And he tells people to just live in cash.....are you serious?  Anyone who truly believes that living on cash is better than RESPONSIBLY utilizing credit should always be required to wear a helmet when they try to chew gum and walk at the same time.  And what makes it even better is that he tries to base it on The Bible...what a joke.  He knows that there is a HUGE market of people who are idiot gluttunous typical Americans who are living above their means to impress everyone and he is exploiting them just like anyone else.  Maybe I&#039;m weird, but I cant understand how someone who is going to help you save money is going to CHARGE you money to go to the seminar.  Contradictory...dont you think?  He has all these psycho believers and they all try to get more and more people involved and they do their own little seminars as well.  THATS where he makes even more money.  By getting you to believe that he is the end all be all of financial advice and then he gets you to do the work for him.  Its a typical pyramid scheme....thats backed by God himself though.  I can only say all of this because my secretary&#039;s family got involved in this and it was a good laugh, but thats about all it was good for.</description>
		<content:encoded><![CDATA[<p>Dave Ramsey is a JOKE! That guy says the most GROUNDBREAKING things like &#8220;spend less money than you&#8217;re making&#8221;.  Oh wow&#8230;what a genius!  Someone hurry and give him a radio show! And he tells people to just live in cash&#8230;..are you serious?  Anyone who truly believes that living on cash is better than RESPONSIBLY utilizing credit should always be required to wear a helmet when they try to chew gum and walk at the same time.  And what makes it even better is that he tries to base it on The Bible&#8230;what a joke.  He knows that there is a HUGE market of people who are idiot gluttunous typical Americans who are living above their means to impress everyone and he is exploiting them just like anyone else.  Maybe I&#8217;m weird, but I cant understand how someone who is going to help you save money is going to CHARGE you money to go to the seminar.  Contradictory&#8230;dont you think?  He has all these psycho believers and they all try to get more and more people involved and they do their own little seminars as well.  THATS where he makes even more money.  By getting you to believe that he is the end all be all of financial advice and then he gets you to do the work for him.  Its a typical pyramid scheme&#8230;.thats backed by God himself though.  I can only say all of this because my secretary&#8217;s family got involved in this and it was a good laugh, but thats about all it was good for.</p>
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		<title>By: Jerry</title>
		<link>http://www.mightybargainhunter.com/2008/02/27/be-skeptical-of-high-priced-seminars-invest-time-instead/comment-page-1/#comment-126746</link>
		<dc:creator>Jerry</dc:creator>
		<pubDate>Fri, 29 Feb 2008 19:41:03 +0000</pubDate>
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		<description>I couldn&#039;t agree more.  Success doesn&#039;t happen by itself.  There&#039;s no one pill, insurance policy or gimmick that is the panacea cure for all of your financial ails.  That isn&#039;t to say that there isn&#039;t good information to be gleaned but you have to temper it with some good ol&#039; common sense and follow your gut.  Your instincts usually lead you in the right direction.

Jerry
www.leads4insurance.com</description>
		<content:encoded><![CDATA[<p>I couldn&#8217;t agree more.  Success doesn&#8217;t happen by itself.  There&#8217;s no one pill, insurance policy or gimmick that is the panacea cure for all of your financial ails.  That isn&#8217;t to say that there isn&#8217;t good information to be gleaned but you have to temper it with some good ol&#8217; common sense and follow your gut.  Your instincts usually lead you in the right direction.</p>
<p>Jerry<br />
<a href="http://www.leads4insurance.com" rel="nofollow">http://www.leads4insurance.com</a></p>
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		<title>By: Mrs. Micah</title>
		<link>http://www.mightybargainhunter.com/2008/02/27/be-skeptical-of-high-priced-seminars-invest-time-instead/comment-page-1/#comment-126531</link>
		<dc:creator>Mrs. Micah</dc:creator>
		<pubDate>Wed, 27 Feb 2008 22:35:34 +0000</pubDate>
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		<description>Makes sense to me. Seminars can get you pumped, but there are probably much less expensive ways to get into it.

The only seminar I might consider recommending is Dave Ramsey&#039;s Financial Peace University. I haven&#039;t been, but I&#039;ve seen some of the videos and read Ana at DebtFREE-Revolution&#039;s take on the whole thing day by day. It seems like he actually teaches valuable stuff and gets you excited. But the videos are pretty exciting and cheaper to get if your library/church/etc has them for free. Or his books are easily available from a number of libraries and also do a good job of psyching you up.

I&#039;m not sure what he charges for the seminar.</description>
		<content:encoded><![CDATA[<p>Makes sense to me. Seminars can get you pumped, but there are probably much less expensive ways to get into it.</p>
<p>The only seminar I might consider recommending is Dave Ramsey&#8217;s Financial Peace University. I haven&#8217;t been, but I&#8217;ve seen some of the videos and read Ana at DebtFREE-Revolution&#8217;s take on the whole thing day by day. It seems like he actually teaches valuable stuff and gets you excited. But the videos are pretty exciting and cheaper to get if your library/church/etc has them for free. Or his books are easily available from a number of libraries and also do a good job of psyching you up.</p>
<p>I&#8217;m not sure what he charges for the seminar.</p>
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