Comments on: Back to Basics: Simplify, simplify, simplify

By: Tanning Lotion

Tanning Lotion — Tue, 25 Nov 2008 20:22:25 +0000

I’m real big on saving this time of year (Holiday shopping season, that is), so I have to cut a few corners on my end to make sure that the present list is not only fulfilled, but I’m putting thought into it to make sure that these are the type of gifts that don’t go into the “return” pile. As far as simplifying my clothing, I’m a big proponent on this. There is absolutely nothing wrong with having a set of 10 blouses, 10 pants, 10 skirts, and 10 sets of accessories (shoes, jewelry, etc.) for work. For personal time, nothing wrong with having a few sets of PJs, a numerous amount of t-shirts (that you can easily get @ your local Good Will), cheap sweatshirts, and a set of slippers to keep you cozy at home. For black-tie events, make sure to purchase dresses that not only look decent for the occasion, but double-up as what one would wear @ a typical semi-formal event afterwords (like a yearly banquet or what not). As far as meals, because I’m so busy I usually make them all on the weekend. This way during the week, my husband and kids are fed by the time I get home from work so I’m happy. As far as bill-paying and account-usage, I consolidated my bills a few years ago and literally live on debit, cash, and 1 credit card which was marriage of 4 different credit cards. Combine that with my mortgage and pre-conditioning out utilities such as electric and water, and I have a set budget for everything that’s almost to the exact cent monthly. This way I can budget more disposable income (for gift-giving or going out 2x a month: One with the family and one for “date night”). Family activities are pretty easy since we are all involved in a family bowling league every Saturday afternoon between 2PM – 6PM (it’s a 4-game league and the teams comprise of children and their parents). As far as my career, I live 2 blocks away from my office. Since I’m a co-owner of a small business, I have the flexibility to go home when I need to or go on appointments. This way I can re-schedule my work day to accommodate that without having to answer to anyone.

By: Saver Queen

Saver Queen — Sun, 19 Oct 2008 16:36:03 +0000

Good list. I think one of the biggest money savers – especially for women – is simplifying your grroming rituals. Most women spend hundreds of dollars a month on professional hair cuts and colouring their hair, getting their eyebrows and nails professionally done, and tanning, not to mention the ridiculously marked up beauty products, like cellulite creams and wrinkle creams, that just don’t work. It’s just a huge waste of money in my opinion. A low-maintenance approach still looks great and will save you thousands each year.

By: Amy

Amy — Wed, 15 Oct 2008 22:42:15 +0000

Great list! It is amazing how stuff requires attention. One way I’ve simplified my shopping is by going to the library. Borrowing rather than buying books has really helped out my budget.

By: stocks

stocks — Tue, 14 Oct 2008 16:39:37 +0000

We are currently renting movies instead of going to the theater. Yeah, we aren’t up to date on the most recent movies, but we are saving money in the process. We also have been spending more time recording movies with Tivo, and not going out so much. Now we just gotta start cooking at home more often.

By: Andy @ Retire at 40

Andy @ Retire at 40 — Tue, 14 Oct 2008 08:22:19 +0000

Wow, I just wrote a post similar to this, entitled 5 Ways to de-Clutter and Simplify Your Life.

I’m going through this process right now, removing things I no longer want. Other areas of my life are already okay, it’s just those pesky possessions which seem to linger.

Otherwise, I’ve mostly done well. My wardrobe is fairly plain and I have no need to worry about what I’m going to wear. I have cut my own hair for 12 years. My meals are fairly straightforward and all my bills are automatic.

It feels great!

By: Mr. ToughMoneyLove

Mr. ToughMoneyLove — Tue, 14 Oct 2008 03:26:43 +0000

Simplify your phone services. Dump the long distance plan and other bundled features. Use a cheap phone card instead.