Archive for December, 2009

Pay off your car loan before other debts?

Saturday, December 26th, 2009

If you have several debts that need paying off, there are a number of basic strategies to accomplishing this.  Each one has its own pros and cons.  I'll talk about three that have made the rounds, and introduce a fourth that is a bit different. Make extra payments on the debt ...

A quickie cheap treat for folks in the middle of a White Christmas

Friday, December 25th, 2009

Merry Christmas!  We're at my wife's parents today celebrating Jesus's birthday. If you've had a lot of snow (as we have) here's a quick treat if you have some (real) maple syrup around and a candy thermometer: Collect some snow in a bowl.  (Make sure the snow is all right, meaning that ...

Inflation is to cart as COLA is to horse

Wednesday, December 23rd, 2009

I suppose in some ways it might look like zero inflation is bad for you.  After all: Social Security checks don't go up. Marginal tax bracket cutoffs don't go up. The standard federal income tax deduction doesn't go up. Interest rates on savings accounts are in the basement. Etc., etc., etc. These bad things are all ...

Carnival of Personal Finance: Parts-of-speech abuse edition

Monday, December 21st, 2009

(Welcome to this week's Carnival of Personal Finance. After you check out the posts for this week, I invite you to check out my Back to Basics series.  I'd also love for you to subscribe to my feed or follow me on Twitter.) Welcome to the Carnival of Personal Finance, ...