Archive for July, 2010

Swagbucks enables my wife’s colored pencil addiction

Friday, July 16th, 2010

My wife knows how to do so many things well.  One of her (and my daughter's) favorite activities is drawing and coloring.  For a five-year-old she colors quite well.  (Ariel is her favorite subject.) She called me at work to ask if she could splurge on some Prismacolor art pencils.  (She's ...

Why is it that the people who pay the least complain the loudest?

Wednesday, July 14th, 2010

User davr over at a new web applications question-and-answer site is looking for BugMeNot alternatives that don't suck.  For those of you not familiar with BugMeNot.com, this is a site that collects username and password combinations that allow access to web material that is behind a free registration firewall.  Here's ...

When does it make sense to refinance your mortgage?

Monday, July 12th, 2010

The rates on 30-year, fixed rate mortgages hit historic lows this past week -- 4.57% according to Freddie Mac's data collection.  These low rates may provide a rare opportunity for saving a substantial amount of money through mortgage refinancing.  The essence of mortgage refinancing is just paying off a current ...

Here’s a crystal-clear signal that you can’t afford to eat out

Saturday, July 10th, 2010

A friend recently took a job as a restaurant server to stop a mercifully-brief bout with unemployment.  He's a quick study: after only a week his tips are averaging 20% and only one server is doing better.  Not a poor server by any stretch. A few days ago comes this little ...