Archive for November, 2010

Is it time to refinance AGAIN?!

Sunday, November 21st, 2010

Some of my relatives did a mortgage refinance a little over a year ago.  As low as rates were in 2009, they are even lower now. They currently have a 15-year fixed-rate mortgage at 4.625%.  Not too shabby.  But they told me that they were quoted a 15-year fixed-rate mortgage of ...

Let’s do the curbside hustle

Thursday, November 18th, 2010

A couple of weekends ago, a guy was walking around the subdivision looking for customers.  He was painting house numbers on the curbs in front of people's houses. He was a bit older than I was.  Under typical circumstances, painting house numbers on a curb isn't an unusual job for a ...

Pennies by the quarter-ton

Monday, November 15th, 2010

Gresham's Law now has small business backing. There's a fair bit of activity on eBay buying and selling 95% copper cents, and the coin sorters to distinguish them from the newer zinc variety.  Why the interest, you might ask?  It's the copper content of the cents that's interesting.  These high-copper cents, ...

Taming the financial paper monster

Saturday, November 13th, 2010

Getting a grip on all of the financial statements, bills, receipts -- all of the paper, actually -- has always been a challenge for me.  Here's the cycle: The financial statements, bills, and receipts pile up. The piles wear down my psyche like coarse-grit sandpaper. The papers get filed slowly because I need ...