Archive for the ‘Banking’ Category

I can’t really get mad at Experian

Friday, February 27th, 2009

Experian still does credit scoring, but you aren't allowed to see them anymore, and that's got some people ticked off.  Experian alleges that its hand was forced a little bit by "unreasonable" demands from Fair Isaac Corporation (FICO) in contract talks, leading to its change in service. I don't see this ...

Upset that your credit card company changed the rules?

Saturday, January 24th, 2009

Apparently Chase has taken some of the fun out of their balance transfer accounts.  Some of these low-APR accounts now have raised minimum payment requirements (from 2% of the balance to 5%) and raised monthly fees to $10 per month from nothing per month. Would you be a little ticked if ...

Some more Visa debit card questions and answers

Thursday, January 22nd, 2009

As promised a few weeks, here are some more questions about Visa debit cards, along with answers from Visa, and my comments.  I saved my personal favorites for this post, so I hope you find the answers educational and enlightening! Question:  If someone gets hold of my debit card it's possible ...

Running through payback time on a mortgage refinance

Friday, January 16th, 2009

Five Cent Nickel posted on how to calculate the payback period for a potential mortgage refinance.  It's indeed important to figure this out before paying for a refinance that might never save any money.  (There are plenty of ways to blow money that are more fun than going through a ...