Archive for the ‘Basics’ Category

Back to Basics: Food, clothing, shelter

Thursday, November 27th, 2008

We may think that we need a lot of things.  We may think we need cable TV, our morning coffee and bagel, a couple of pints at the pub each Friday, or a really big house with a mortgage that the lender had to "make work for our income." These ...

Back to Basics: Reduce your debt

Sunday, November 16th, 2008

Being in debt simply means that at one point you borrowed money to fund some purchase, and are now paying it back over time.  (For the purpose of this post, I'm not going to lump in "profitable" or "good" debt that is used to make money reliably for the borrower ...

Back to Basics: Keep on top of your income streams

Saturday, November 8th, 2008

If you're like me, you have a job, and you also may have money invested and in savings.  Your investments may have lost some, or a lot, of their value over the past months. But you are still making money, hopefully.  Having a job or a source of income is ...

Back to Basics: Start doing the little money-saving things again

Sunday, November 2nd, 2008

I'll admit that when I get a little bit of breathing room in our budget, I get lazy.  I'll go out with friends to lunch, or head to the vending machine for a snack.  I don't plan finances as much as I should.  And it costs me more than if ...