Archive for the ‘Budgeting’ Category

Gas prices are sneaking up. But why?

Tuesday, January 11th, 2011

Think Your Way to Wealth is noticing the same thing that I've noticed:  Gas prices are sneaking back up.  For a while they were down in the low-$2 range here (yeah that qualifies for low now) and now they're testing $3 again.  "RC" caught that the former president of Shell ...

A hack to include online purchases in a cash budgeting system

Wednesday, January 5th, 2011

A cash-only budgeting system can be the ticket to reining in spending and getting away from the temptation of credit cards.  The idea is this: Pull out the total of your weekly (biweekly, monthly) budget in cash. Separate the cash into envelopes by category according to how you're budgeting that money. Spend down ...

Money-tracking advice so simple, that it just might work?

Saturday, January 1st, 2011

Bart, over at the Personal Finance and Money Stack Exchange site, lacks discipline with tracking his finances.  He asks: I have had very little success with managing money. I have gone bankrupt once ($50K in credit card debt) and since then I no longer have credit cards (just ...

Santa Claus doesn’t exist; plan accordingly

Saturday, December 25th, 2010

Hopefully I didn't let the cat out of the bag to anyone reading today.  If so, I'm sorry.  (As long as I'm at it, the Easter Bunny, the Tooth Fairy, and the Great Pumpkin don't exist, either.) The impossibility of such a character is easy to argue.  Let's say that there ...