Archive for the ‘Investing’ Category

At long last, all of my Prosper loans have reached maturity

Thursday, May 19th, 2011

The final payments on my last Prosper.com notes have finally come in, and the total value of the notes I've invested in is now $0.00. And it's going to stay that way. This isn't Prosper's fault.  It's mine.  I'll explain. I started investing in Prosper.com notes in June of 2006, as an experiment.  ...

No need to trust in the stock market gods

Thursday, November 4th, 2010

J Money is one of the liveliest personal finance writers I know, and an awfully hard worker.  In between this and his other blogs, he's got LoveDrop.org going on, a new idea in paying it forward to individuals who've come upon hard times.  Ahh ... to have a third of ...

The 4-1-1 on 401K withdrawal penalties

Tuesday, October 12th, 2010

This guest post is brought to you courtesy of Leon Harris. He writes for Financialized, an investing and finance blog that offers an unbiased perspective on personal finance topics. Everyone knows that a 401K is set up almost exclusively as a retirement plan, and as such, it comes with some ...

“Conservative” is not the same thing as “prudent”

Wednesday, September 29th, 2010

A new user over at the Money StackExchange site asked a question about a particular portfolio: Is the Yale Portfolio by David Swenson too conservative for a twenty-something with a mid-sized portfolio ... ? He asks if the portfolio is "too conservative."  He's been told (as we all have been, probably) that ...