Archive for the ‘Personal Finance’ Category

A 30-year fixed rate mortgage is protection money

Thursday, July 29th, 2010

Thirty-year mortgages rates haven't been this cheap in my lifetime.  Considering this was the year of my 20th high school reunion, that's a fairly long time. A fixed-rate mortgage costs more to obtain than an adjustable-rate mortgage of the same term because the lender bears the interest-rate risk.  The means that ...

Frequent flier, minus the airplane

Thursday, May 20th, 2010

Banking of late hasn't been much to laugh about, but a couple of days ago I heard a term that gave me a pretty big laugh: frequent flier (n.): a credit union member who makes regular use of overdraft privilege on their checking account. Our credit union currently offers a couple of ...

Carnival of Personal Finance: Unanswered Questions Edition

Monday, April 5th, 2010

Welcome to this week's Carnival of Personal Finance!  I'm your host this week. This may come as a shock to everyone but my wife, but I'll let you in on a secret: I don't know everything. Especially about money. That's part of the reason I started up Cash Commons -- so I could ...

J. Money is a slacker

Friday, February 26th, 2010

He really is. I'm not talking about his blog.  He's not a slacker there.  The guy is a finalist for no less than seven Plutus Awards, one of which is for his PF Blogger Showdown series.   (By the way, it looks like PT Money has a comfortable lead in our ...