Archive for the ‘Real Estate’ Category

Mortgage rates still in the basement: When to pull the trigger?

Thursday, August 25th, 2011

One of my office mates recently got another house that was closer to his family's activities.  From the looks of mortgage rates now it seems like he could have gotten quite a deal, even now!  Rates have stayed down for quite a while -- quite a bit longer than I ...

Longtime homeowner tax credit documentation

Saturday, April 9th, 2011

Nine short days to the federal tax filing deadline on April 18th, 2011.  This year, Uncle Sam has a $6,500 tax credit in store for those of us who bought a new home during the first part of 2010 after having lived in another home for a while.  The instructions ...

Refinancing for cash flow

Saturday, February 26th, 2011

In my ten months of owning an investment property, things have run very smoothly.  The mortgage is the same one that we had when we were living there; we had refinanced the loan in 2005 to cut 11 years off of our loan for only about $150 extra per month ...

On living debt-free, including the mortgage

Tuesday, February 15th, 2011

Although it's not quite dinner conversation yet, talking about family finances with other people is getting to be less taboo.  This is a good thing, because the forces at work that aim to part us from our money are more devious, stronger, and more numerous than they were fifty years ...