Some ways of saving money may be more trouble than they’re worth. There is always a tradeoff between time and money and in the end it’s not always a good idea to squeeze every last cent out of every purchase.
There are other ways to save money that are really, really easy, and hardly take any time at all for what you save. If you can do more than one at once, even better — and I’ll show you how I did just that.
So, let’s say — for argument’s sake, of course, since the birthday hasn’t happened yet — that we wanted to give her a gift card to Charming Charlie. We have a Charming Charlie near us, and she allegedly likes stuff from there.
Let’s further propose that we’d like to get a $20 gift card to that store for her. It shouldn’t cost more than $20, of course.
But we can do better than that:
- First, we’d look for a discounted gift card. People sell their unwanted gift cards all the time, and sites like Raise.com buy unwanted cards from sellers, and sell them at a markup, but for less than face value, to buyers. Raise.com was selling a $20 gift card for a 25% discount, shipped to my door. That would bring the price down to $15.00.
- Second, we’d use a rewards credit card. If you have a rewards credit card, then rebates are an automatic part of your life for nearly every purchase you make. (Just don’t carry a balance on the card! That takes all the fun out of it!) Mine gives me 1% back for this purchase, so the $20 gift card would now go down to $14.85.
- Third, I’d click to the discount gift card site through a rebate site. A few of the rebate sites have Raise.com as one of their merchants that they offer rebates on. Befrugal.com offers 2% back on Raise.com purchases.
So, in the end, I’d get the $20 gift card for $14.55 — over 27% off! — just for having a few things in place: a membership at a rebate site, a cash back rewards card, and an account at a discount gift card site. And I can do this again and again.
Three times the bang for your gift card buck! And all very easy bangs at that.