It's 2013. We've successfully gotten past the Mayans, and media exposure from the Fiscal Cliff hasn't claimed any lives that we know of. Go us.
January 1st is a time for new year's resolutions, starting afresh, all that good stuff. Here are a couple of simple suggestions for your finances as we enter the new year.
- Spend less than you earn. Matt Jabs posted his reasoning on his Facebook page, and I don't think I could improve on it: “My financial advice for your 2013 is to spend less than you earn. Do that and everything else falls into place.”
- If you find yourself not spending less than you earn, start again. Immediately. My blogging buddies are torn on the idea of new year's resolutions anyway. Why wait until a milestone date to start? Why not right now? January 1st is a great time to start doing something positive. So is July 12th. Getting the new start immediately will be a good deal for your finances.
Happy new year all.