Welcome to this week's Carnival of Personal Finance! We're in the final stretch to the holidays. A number of my picks for this week's carnival deal with the holiday season. Enjoy all of the posts!
- Good Financial Cents tells the story of how he got started as a financial planner.
- Credit Cards Canada asks what it would cost to put the twelve days of Christmas on your credit card.
- The Penny Hoarder gives a how-to on making money by shopping at drugstores.
- Magical Penny has something different in mind when he talks about diversification.
- Gen Y Wealth lists twenty financial milestones to reach in your twenties.
- The Saved Quarter has a great list of ten gifts that keep on saving.
- Life Lessons from a Military Wife has a great list of gifts from the heart instead of the wallet.
- The Financial Blogger has a guest post that shows (succintly) how to instantly increase motivation for sticking to a budget.
- Green Panda Treehouse chats about where our money goes.
- Live Real, Now suggests a pre-step to Dave Ramsey's Baby Steps.
- Passive Family Income lists three steps to setting up a budget.
- Mom's Plan shows how to save money on groceries without coupons.
- It's the envelope budgeting method with a slick interface and great training resources. Check out Mvelopes Personal and give it a try for free!
- Free Money Finance discusses one opinion of the biggest thing an MBA does for you.
- Darwin's Money reports that looks matter in the workplace. (Survival of the fittest, I guess.)
- Before You Invest explains how to start an eBay business.
- Boomer and Echo lays out the cost of starting a franchise.
- Studenomics goes through how credit card companies make money.
- Smart Balance Transfers lists three reasons not to get an airline credit card.
- CardHub explains how to get a higher credit limit.
- Credit Card Offers IQ has some Citi bonuses to report.
- The Digerati Life lists five prepaid Visa cards that require no credit check.
- Credit Card Forum gives ShopDiscover reward tips.
- Soldier of Finance marches through how to get free credit scores at CreditKarma.
- Ask Mr. Credit Card reports on the Mastercard DDoS attack.
- Miss Bankrupt explains the difference between prepaid cards and secured cards.
- Nerd Wallet compares Citi rewards cards.
- Discover More® Card – $100 Cash Bonus
- Consumer Boomer calls for responsible use of revolving credit this holiday season.
- Balance Junkie explains how to solve a debt problem.
- Sustainable Life Blog reports on a debt payoff decision. Was it the student loan or the truck?
- Donna Freedman wishes everyone a debt-free Christmas.
- Tight budget for Christmas this year? Make your dollars go further with Mr. Rebates!
- MomVesting explains the concept of net worth and offers words of advice if that number is below zero.
- PFStock talks about a website that lets you see how your income stacks up to other people in your ZIP code.
- Sustainable Personal Finance has a com-post. (Garbage collection for nothing and your premium soil for free.)
- Sun's Financial Diary discusses loans of last resort.
- Living Richly On A Budget kicks that expensive caffeinated drink habit down to size and shows how to make your espressos at home.
- FruGal winterizes her beauty routine on a budget.
- Consumerism Commentary tackles the argument that frugality is bad for the economy.
- Sweating the Big Stuff advocates donating more to charity.
- Subscribe to Groupon's Daily Deals!
- Commodities Universe gives a brief introduction to paper trading some futures contracts.
- Buy Like Buffett runs down some Christmas gifts that appreciate in value.
- Investing Thesis has a fairly lengthy interview on the topic of gold, bonds, fiat currencies and economics.
- Do Not Wait recommends not waiting to identify your sources of investing risk.
- The Dividend Guy recommends investing in yourself. I agree 100%!
- The Intelligent Speculator lists no less than twenty things to consider when evaluating an exchange-traded fund.
- Dividends Value gives us a baker's dozen of stocks with a good mix of yield and growth.
- Money Thinking chimes in with a history lesson on what happens when the stock market crashes.
- The College Investor explains different kinds of education saving accounts.
- Retire By 40 goes through his portfolio and explains his rebalancing.
- ETF Base makes the case for emerging markets exposure.
- The Smarter Wallet discusses modern portfolio theory.
- Chicago Financial Planner has a bit of a gripe with Vanguard.
- Dividend Growth Investor makes the case for dividend investing in retirement.
- Watson Inc wonders if he's a financial hypocrite.
- Net Worth Journey shares three lessons learned from hair transitioning and how they apply to money management.
- Generation X Finance lists five great year-end financial moves.
- Beating Broke expounds on financial intentionality.
- Provident Planning continues his series on stupid rules of thumb.
- Go Banking Rates warns that this winter could be costly.
- Musings of an Abstract Aucklander (!) chats about lifestyle creep.
- Prepaid Cards 123 discusses prepaid cards that offer online bill pay services. Interesting way to keep on top of things if you've made mistakes before.
- Grumpy Rumblings of the Untenured (!) ask if paying a relative's tuition is the right thing to do.
- Daily Financial Solutions explains the real cost of owning a car.
- Manage your money for free with Mint.com!
- Garbage Filter explains some common real estate terms helpful to those looking to buy a home.
- Yes, I Am Cheap predicted the mortgage fraud crisis.
- Mortgage rates are at multi-decade lows. See if you could save money with a mortgage refinance!
- Accumulating Money reviews a book on the stock market by Mariusz Skonieczny.
- PT Money reviews EBates.
- Investor Junkie reviews E*Trade.
- Fabulously Broke in the City breaks this little news: Women who save are sexy.
- Money Help for Christians gives a brief introduction to the 403(b) retirement account.
- Cash Money Life explains how to cash in US Savings Bonds.
- Len Penzo blows the cover on six money-saving tips that are anything but.
- Bargaineering ponders what would happen if the mortgage interest tax deduction didn't exist.
- Spruce Up Your Finances discusses the ins and outs of itemized deductions.
- Personal Dividends makes the case for solo 401(k)s for the small business owner.
- One Money Design has a tax prep checklist.
- Get quick answers and speedy, professional, intuitive tax preparation with H&R Block At Home!
- Prairie Eco-Thrifter reveals the key to happiness. Well said.
- Wealth Pilgrim explains term life insurance.
- Budgeting In The Fun Stuff plays her top five songs about personal finance.
- Oblivious Investor investigates and discusses a different side of online bank recommendations.
- Financially Poor parades ten epic money pwns. (Warning — this post is PG-13.)
- Dough Roller shines the spotlight on the American Red Cross.
- My Dollar Plan reports on some Amazon bonuses.
- Canadian Finance Blog describes some insurance you can do without.
That's it! Thanks for checking out the posts. Have a safe and happy holiday!